Terms of Use

Agreement to These Terms

These Terms of Use apply when you access or use Golden Path Financial, a website and matching service operated by Spear Leads. By using this website, you agree to these terms. If you do not agree, you should stop using the website.

Our Service

Golden Path Financial helps people explore finance, property, and related service pathways and may introduce users to relevant Australian partners. We are not a lender, credit provider, mortgage broker, buyers agent, financial adviser, tax adviser, or legal adviser.

General Information Only

Content on this website is general information only. It does not take into account your objectives, financial situation, needs, tax position, legal position, or property circumstances. You should not rely on this website as personal advice.

Your Information

If you submit information through a form, quiz, email, or other website feature, you agree that the information you provide is accurate and that we may handle it in accordance with our Privacy Policy, Collection Notice, and Contact Consent.

Partner Introductions

If you ask to be matched or contacted, we may introduce you to Australian finance, property, or related service partners. Partners are responsible for their own licensing, compliance, privacy handling, assessment criteria, disclosures, advice, rates, fees, and services. We do not guarantee partner availability, approval, suitability, rates, fees, recommendations, or outcomes.

No Obligation

Submitting your details does not require you to proceed with any partner, product, quote, offer, appointment, or service.

Acceptable Use

You must not use this website to:

• Submit false, misleading, unauthorised, or fraudulent information
• Interfere with the security, availability, or operation of the website
• Copy, scrape, or reuse website content in a way that infringes our rights
• Use the website for unlawful, harmful, or abusive activity

Intellectual Property

Unless otherwise stated, the content, design, text, graphics, branding, and other materials on this website are owned by or licensed to Spear Leads. You may view the website for personal use, but you must not copy, adapt, publish, or commercially exploit the materials without permission.

Website Availability and Accuracy

We may update, remove, suspend, or change website content at any time. We try to keep information current, but we do not guarantee that the website will always be accurate, complete, available, or error-free.

Limitation of Liability

To the maximum extent permitted by law, Spear Leads and Golden Path Financial are not liable for loss arising from your use of this website, reliance on general information, website interruption, third-party content, or a partner's independent acts or omissions.

Legal Review Required

The governing law and jurisdiction section is reserved for qualified Australian legal review before paid traffic, broader public testing, or any production domain launch.

Contact

Questions about these terms can be sent to goldenpathfinancial@gmail.com.